Terms of Use

The site is a free online matching service that passes your request to third-party lenders and lending networks; we are not a lender, we make no credit decisions and we do not guarantee any offer, rate or amount.

Any loan is a contract between you and the lender named in the agreement, on that lender's terms. We are not a party to that contract and are not responsible for a lender's decisions, disclosures, servicing or collection practices, although we want to hear about any problem. Read our advertiser disclosure for how we are paid.

You may submit a request only if you are at least 18, or the age of majority in your state, a U.S. resident, and the person whose information you enter, and you may submit it only for yourself.

You agree that the information you provide is true, complete and current. Submitting false information, or someone else's information, may be a crime and will be reported where the law requires. Lenders may verify any detail you provide and may decline a request for any lawful reason.

By submitting a request you agree that we, and lenders and networks that receive it, may contact you about the request by email, phone or text at the details you provide, and you can withdraw that consent at any time.

Message and data rates may apply to texts. To stop texts, reply STOP to the message; to stop email, use the unsubscribe link; to stop calls, tell the caller. You can also write to [email protected]. Consent to contact is never a condition of receiving a loan.

Our guides, tables and calculators are general information, not financial, legal or tax advice, and rates and lender terms change, so confirm any figure with the lender before you rely on it.

Calculator results are estimates. Lender information on our compare lenders page reflects published ranges at the time of review and may be out of date. All site content, design and code belong to the site operator or its licensors, and you may not copy or republish them beyond normal personal use and short quotations with a link.

You agree not to misuse the site, which includes scraping it at scale, submitting automated or fraudulent requests, probing its security, or using it to harass anyone or to break the law.

We may block access, remove submissions or report activity to authorities when we believe these terms have been broken.

The site is provided as is, and to the fullest extent the law allows we disclaim warranties of any kind and are not liable for indirect or consequential losses arising from your use of the site or from any lender's actions.

Some states do not allow certain limits on liability, so parts of this section may not apply to you. Nothing in these terms limits rights you have under consumer protection law that cannot be waived.

The laws of the State of Montana govern these terms, without regard to conflict-of-law rules, and we may update the terms by posting a new version on this page.

If any part of these terms is found unenforceable, the rest remains in effect. Questions about these terms can be sent to [email protected], by phone at (888) 446-2620, or by mail to 1256 Juniper Road, Suite 116, Helena, MT 59601.